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	Credit - Card Tips

    • Sign your card the moment you receive it.

    • Always sign the card with a ballpoint.

    • The moment you get your credit card, note down the card number and the emergency number.
      Should you ever misplace your card or it gets stolen, it will be possible for you to immediately report a       loss.

    • Keep the above two numbers in a place other than the wallet that nests your card. If your wallet gets       picked, you won't have to frantically hunt for the emergency number.

    • If going abroad, make note of the card company's (Visa/ MasterCard/ Amex) emergency number
      abroad.

    • Report lost or stolen cards immediately.

    • Try and memorise the PIN instead of noting it down somewhere.

    • Don't lend your card to anyone. Be well aware of who has access to your cards.

    • Never disclose the card number unnecessarily.

    • Do not give your credit card number over the phone or on the Internet, unless you are dealing with a       reputable company and have initiated the call yourself.

    • Never leave your card unattended at a shop or restaurant.

    • Make sure the card returned to you at the merchant establishment is yours.

    • When using your card in a merchant establishment, only your signature is needed. Never disclose any       other personal details about yourself, be it your address or phone number.

    • Never sign an incomplete sales slip. Make sure it is totalled.

    • Always keep a copy of the bill and the payment slip and ATM receipts for cash withdrawals.

    • Always check your billing statement. Check the purchases and compare it with the bills in  your and       receipts in your possession.

    • If returning or handing over the card to the bank, make sure you give it to a bank official and cut it
      before doing so. That ensures the card can never be used again.

Disclaimer : For more specific details, please refer to the user's manual issued to you by your Credit Card company. Tech Process Solutions Ltd. doesn't claim responsibility for the contents of this article.

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