BillJunction works with most of your service providers. For convenience, BillJunction classifies the service providers into 2 categories - Billers and Payees. Billers present their bills electronically and accept payments through us, whereas Payees accept payments, but do not present their bills through us. But in due course most of the payees would also be in a position to present their bills on BillJunction.

You do not have to open a new account to pay bills through BillJunction, you can pay through your existing bank accounts. You can use as many accounts as you wish to pay your bills. However, for each account you wish to use you have to send us a separate bank mandate form.

BillJunction also allows you to schedule your payment beforehand up to a predetermined amount through its Auto Pay facility. You can also opt for the Manual Pay facility and authorise each payment.

Auto Pay: Through this option you can authorise BillJunction to make payments on your behalf for your bills without requiring your approval each time. You can set predetermined limits for the Auto Pay facility. Payments will be made automatically as long as the bill amount is within the limits set by you.

Manual Pay: This option allows you to authorise each and every individual payment. Every time a bill arrives at BillJunction you would be notified via email, so you can visit your personal Bill Inbox, review the bill and specify the exact amount and date before issuing a payment instruction.

BillJunction is also your bill organiser. It gives you the status of all your bills on one page, and maintains an online record of the bills. Details of your presented bill and payments made online are retained for up to one year.
BillJunction's advanced querying feature allows you to generate customised reports ( datewise, billerwise , payment source-wise) for payments made by you. In addition, BillJunction has an off-line archive, which stores your payment details for a period of three years.
For more details on this, do write to us and we'll reply at your mailing address.

BillJunction acts as your personal assistant. Our comprehensive suite of emails keep you informed at all times: an email alert is sent when a new bill arrives, before it becomes overdue, to inform you to keep your account funded before a debit, and after the bill is paid. We can also send you SMS alerts, if you specify your mobile phone number.
We make sure you pay all your bills on time. With BillJunction's notifications you will always be in control of your bill payment.

	BillJunction is safe and secure. All your transactions are encrypted and your account is password protected.
	BillJunction.com is certified by Verisign Inc, one of the leading Certifying Authorities for website security.
	Information provided to us at our website is sent in a "secure session" established with Secure Sockets Layer (SSL) technology, that secretly encodes the information that is sent over the Internet between your computer and our website. The encryption is done using 128-bit RC4 encryption, the maximum level of encryption possible on Internet. For more information, go to the Security section

BillJunction gives you the flexibility to select a bill payment package to meet your needs.

• NRI (Separate page, to be developed yet)
• IVRS (Separate Phone-based section, to be developed yet)